On behalf of Andrew M. Wolfenson, Esq., P.C. | Jul 18, 2019 | Chapter 7 And Chapter 13 Bankruptcy
Most people would not like to deal with phone calls, e-mails or notices from debt collectors, but they’re more common than people might realize. Harassment by debt collectors causes intrusion into people’s personal lives, breakups families, loss of jobs...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Jun 20, 2019 | Chapter 7 And Chapter 13 Bankruptcy
One of the basic objectives of bankruptcy is to provide a new start for debtors. If you’re planning to file for bankruptcy, then you must understand the whole process. The role of a bankruptcy trustee is one important subject that raises many questions in...
On behalf of Andrew M. Wolfenson, Esq., P.C. | May 9, 2019 | Chapter 7 And Chapter 13 Bankruptcy
Many people in New Jersey may not want to apply for a loan because of the penalties that may arise if they default. Sometimes, a debt obligation is unavoidable, like those that are incurred in a medical emergency. Considering the troublesome nature of medical...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Apr 11, 2019 | Chapter 7 And Chapter 13 Bankruptcy
New Jersey residents who have credit card debt may be interested to know that the credit card debt rate in the United States has risen significantly. People often fail to realize the risks associated with uncontrolled borrowing and those who do not plan well may soon...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Mar 29, 2019 | Chapter 7 And Chapter 13 Bankruptcy
A number of debtors lose their houses in New Jersey by failing to pay off debt. Unscrupulous creditors may manipulate borrowers, get an order of foreclosure and dispossess the distressed debtors from their homes. It quickly becomes very necessary for debtors to avoid...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Mar 20, 2019 | Chapter 7 And Chapter 13 Bankruptcy
America runs on debt. It is something that most of us have, yet people rarely feel comfortable discussing it with people they know. If you are feeling overwhelmed by your own debt, the comforting news is that you’re not alone. According to a recent survey, more...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Nov 14, 2018 | Chapter 7 And Chapter 13 Bankruptcy
It is easy to let the consumerism of the holidays reel you into its trap. Also, it feels good to give loved ones expensive gifts. But while making big purchases during the holiday season may make sense at the time, it can leave you in debt once the new year arrives....
On behalf of Andrew M. Wolfenson, Esq., P.C. | Sep 24, 2018 | Chapter 7 And Chapter 13 Bankruptcy
Filing for bankruptcy is not something you do every day. Obviously, you have made a big decision in choosing to file, and you want the process to go well. To that end, here are five mistakes that you should avoid when preparing to file bankruptcy: 1. Putting it off...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Apr 20, 2018 | Chapter 7 And Chapter 13 Bankruptcy
If you are struggling under a mountain of debt, you may be considering bankruptcy protection. However, the filing process is more restrictive today than it once was. Keep in mind that to be eligible for Chapter 7 bankruptcy in the state of New Jersey, you must be able...
