On behalf of Andrew M. Wolfenson, Esq., P.C. | Jun 18, 2020 | Chapter 7 And Chapter 13 Bankruptcy
When your finances spiral beyond your control, you may start exploring your options, and one such option might include filing for bankruptcy. Unless you have enough income at your disposal to pay back some of what you owe, you may prefer to file for Chapter 7...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Jun 4, 2020 | Chapter 7 And Chapter 13 Bankruptcy
Coming to terms with the fact that your financial hardships will require significant intervention to correct may leave you feeling discouraged and uncertain. Fortunately, if you choose to file for bankruptcy in New Jersey, your decision does not mean you will never be...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Apr 16, 2020 | Chapter 7 And Chapter 13 Bankruptcy
New Jersey residents sometimes fall on hard financial times. In these situations, it is easy to feel overwhelmed. What do you do next? Where do you turn? In your most vulnerable moment, unscrupulous collection agencies may try to harass you. But harassment by debt...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Apr 9, 2020 | Chapter 7 And Chapter 13 Bankruptcy
Many people struggling with unmanageable debt loads may give consideration to filing for bankruptcy. However, they may be hesitant to pursue this option because they believe they will have to give up some assets, like their home. This, however, does not always happen...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Mar 25, 2020 | Chapter 7 And Chapter 13 Bankruptcy
More than 45 million individuals owe an aggregate amount of at least $1.5 trillion worth of student loan debts based on data provided by the Federal Reserve. The average student loan debt for New Jersey residents comes to $32,247 per borrower, as reported by Forbes...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Mar 3, 2020 | Chapter 7 And Chapter 13 Bankruptcy
When purchasing property, most buyers assume that the property got foreclosed, or the bank owns it. However, they do not think the property could be part of a bankruptcy. If you are looking to get such property, you need to understand the unique challenges they offer....
On behalf of Andrew M. Wolfenson, Esq., P.C. | Feb 25, 2020 | Chapter 7 And Chapter 13 Bankruptcy
If you are filing for bankruptcy in New Jersey, then you need to be familiar with chapter 7 and chapter 13 bankruptcy. The choice on which category to file depends on your income level. You are eligible to file for chapter 7 bankruptcy if you fall below a certain...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Jan 31, 2020 | Chapter 7 And Chapter 13 Bankruptcy
When you have lots of debt to pay off, you may struggle to stay current on rent. Your paycheck may not cover all the piling bills you have around you. You may have considered filing a Chapter 7 bankruptcy to help you deal with your debt. But what happens to your...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Jul 18, 2019 | Chapter 7 And Chapter 13 Bankruptcy
Most people would not like to deal with phone calls, e-mails or notices from debt collectors, but they’re more common than people might realize. Harassment by debt collectors causes intrusion into people’s personal lives, breakups families, loss of jobs...
On behalf of Andrew M. Wolfenson, Esq., P.C. | Jun 20, 2019 | Chapter 7 And Chapter 13 Bankruptcy
One of the basic objectives of bankruptcy is to provide a new start for debtors. If you’re planning to file for bankruptcy, then you must understand the whole process. The role of a bankruptcy trustee is one important subject that raises many questions in...
