Many people in New Jersey turn to Chapter 7 bankruptcy when they face overwhelming debt and need a way to reset their finances. This type of bankruptcy can eliminate unsecured debts such as credit cards and medical bills, giving filers a clean slate. However, a car...
Union New Jersey Family And Bankruptcy Law Blog
Can child support continue through the college years?
Raising children to adulthood is no simple task. Parents often have to make many sacrifices regarding how they spend their time and money. Those sacrifices often continue even after the children are technically adults. Parents frequently provide ongoing support for...
How does Chapter 13 bankruptcy handle joint liabilities?
Filing for Chapter 13 bankruptcy can help you reorganize your debts and create a plan to repay them over time. However, many people have debts that they share with another person, which can create confusion during the bankruptcy process. One important feature of...
What are grandparents’ rights in child custody cases?
As a grandparent, your involvement may significantly affect your grandchild's development and stability. When parental relationships break down or become legally contested, your access to the child could be threatened. Under New Jersey law, you have legal standing to...
What happens to your home in Chapter 7?
Filing for Chapter 7 bankruptcy raises questions about what will happen to your home. If you're struggling with debt, you may wonder if you'll lose your home or if you can keep it. The answer depends on several factors. Understanding how different situations can...
What are the grounds for divorce in New Jersey?
When thinking about divorce, you may wonder what the grounds are for divorce. New Jersey law allows both fault and no-fault divorces. Understanding these legal reasons can help you decide the best approach for your situation. No-fault divorce in New Jersey You can...
Can buyers lose their earnest money if they cancel a closing?
Buyers often save aggressively to have an adequate down payment for a home. While 20% is no longer a standard expectation, people still generally need thousands of dollars in liquid capital to qualify for a mortgage. Mortgage funds are another key aspect of a real...
How does Chapter 13 bankruptcy affect taxes?
Filing for Chapter 13 bankruptcy can help manage overwhelming debt, but its impact on taxes depends on your situation. While it does not eliminate all tax liabilities, it can provide relief through structured repayment and protection from collection actions. Tax debts...
What is the process for modifying child support?
Child support orders are not set in stone. Life changes, and sometimes financial situations shift, making the original order unmanageable or unfair. If you need to modify child support in New Jersey, there is a legal process to follow. When can you request a...
What is the means test for Chapter 7 bankruptcy?
The means test helps determine if an individual qualifies to file for Chapter 7 bankruptcy. This form of bankruptcy allows eligible debtors to discharge most unsecured debts, such as credit card balances and medical bills. The test ensures that only those with limited...