Union New Jersey Family And Bankruptcy Law Blog
Is a debt collector harassing you?
When New Jersey residents end up in debt, it is for a variety of reasons. No matter what those reasons are, protection from harassment by creditors exists. But not all creditors will heed the law. They may try to harass you anyway. Today we will look at what debt...
Deciding to cut contact with an ex during divorce
Sometimes, couples work through the end of their marriage amicably, which helps reduce tension, minimize stress and streamline the divorce process while saving money and time. However, this is not possible for everyone and some people decide to cut contact completely...
Helping your children cope with your divorce
Deciding to divorce is likely one of the most emotionally draining decisions you have ever made. Unfortunately, you will need to make many difficult choices in the near future. Some of the most heart-wrenching moments will center on the children. You and your spouse...
Preparing for an efficient divorce
When couples in New Jersey decide to get divorced, many do not wish for the process to drag on longer than it needs to. However, a lengthy, costly and stressful divorce is inevitable in situations where couples are inadequately prepared or determined to win it all. ...
Are you experiencing debt collector harassment?
New Jersey residents sometimes fall on hard financial times. In these situations, it is easy to feel overwhelmed. What do you do next? Where do you turn? In your most vulnerable moment, unscrupulous collection agencies may try to harass you. But harassment by debt...
How Chapter 13 bankruptcy works
Many people struggling with unmanageable debt loads may give consideration to filing for bankruptcy. However, they may be hesitant to pursue this option because they believe they will have to give up some assets, like their home. This, however, does not always happen...
Can I discharge my student loans through bankruptcy?
More than 45 million individuals owe an aggregate amount of at least $1.5 trillion worth of student loan debts based on data provided by the Federal Reserve. The average student loan debt for New Jersey residents comes to $32,247 per borrower, as reported by Forbes...
How do I sell my house quickly?
There are some situations where you need to sell your house quickly. A good example is during a divorce when you need to sell the house to split the income. Until your house sells, you remain stuck and unable to finalize your divorce. This type of situation can lead...
The fate of the business — a major a focus in your divorce
If you and your spouse have decided to end your marriage, one of your main concerns will be the fate of the business you built together. You have three primary options to consider when you enter the property division stage of your divorce proceedings. Put the business...
Can you buy real estate that is in bankruptcy?
When purchasing property, most buyers assume that the property got foreclosed, or the bank owns it. However, they do not think the property could be part of a bankruptcy. If you are looking to get such property, you need to understand the unique challenges they offer....
